Flexible Payment Options

Quality dental care that fits your budget

Cost should never stand between you and a healthy smile. We offer flexible financing options, insurance support, and membership plans so that exceptional care is accessible to everyone.

Exceptional care, made accessible.

Flexible payment options, trusted financing partners, and membership plans designed for real budgets.

Traditional Payments

  • Cash
  • Checks
  • Credit Cards

Financing Options

Break down the cost of treatment into manageable monthly payments with our trusted financing partners:

Most applications are quick, secure, and offer fast approvals, often within minutes.

$169 New Patient Special

No insurance? No problem. Start your journey with our comprehensive new patient special:

  • Complete dental exam
  • Full set of x-rays
  • Professional cleaning

If you need a deep cleaning or periodontal treatment, part of this fee is credited toward your treatment plan.

In-House Membership Plans

Our in-house membership plan includes preventive visits and a discount on other treatments starting at $45/month. We offer plans for adults, kids, and patients in periodontal maintenance.

What’s Included:

  • Preventive visits throughout the year
  • Discounts on additional treatments
  • No waiting periods
  • No annual maximums
  • No claim forms

We offer customized plans for:

  • Adults
  • Children
  • Patients in periodontal maintenance

Dental Insurance

In-network PPO plans

We’re proud to be in-network with these major dental insurance providers:

  • AlwaysCare/UNUM
  • Careington
  • Cigna DPPO
  • Equitable
  • Humana PPO
  • Lincoln Financial Group
  • MetLife PDP Plus
  • Mutual of Omaha Group Plans
  • Renaissance

We’ll help you maximize your benefits. Our team will verify your coverage, explain your benefits, and help you get the most out of your plan.

Out-of-Network Insurance

Not in-network with your plan? We’ve got you covered. We’ll file claims on your behalf to make the reimbursement process as smooth as possible.

We work with plans including:

  • Humana
  • Cigna (non-DPPO plans)
  • MetLife (non-PDP Plus plans)
  • Carrington Dental Umbrella
  • And many others
Unum
equitable
lincoln financial
mutual of omaha

Answers to your questions

Do I need insurance to be seen?

Absolutely not. We welcome all patients regardless of insurance status. We offer multiple payment options, including our $169 new patient special, financing plans, and in-house membership programs.

How do I apply for financing?

It’s easy! Click any of the financing links above to be directed to our partners’ secure application pages. Most approvals happen within minutes, and you can often get started the same day.

What if my insurance isn't listed?

We’re happy to work with you! Even if we’re out-of-network with your plan, we’ll file claims on your behalf. Call us at (910) 240-4797, and we’ll verify your benefits and explain your coverage.

Can I combine payment methods?

Yes! Many patients use a combination of insurance benefits, financing, and other payment methods to cover their care. We’re here to help you create a payment plan that works for your budget.

How does the in-house membership plan compare to insurance?

Our membership plans offer straightforward, predictable costs with no deductibles, waiting periods, or annual maximums. You get preventive care included and discounts on additional treatment, all for one simple monthly fee.

Will you help me understand my insurance benefits?

Absolutely. Our knowledgeable team will verify your coverage before your appointment, explain what’s covered, and help you understand any out-of-pocket costs. We’re here to make the financial side of dental care as stress-free as possible.

Your smile deserves a spot on our calendar. We can’t wait to see you.

Feel at Home

Visit Our Studio

Do you suffer from dental anxiety? Your smile is safe here. Thrive Family Dental is a calm space with kind people. No rush and no pressure. Enjoy complimentary comfort add-ons proven to reduce fear and put you at ease.

8115 Market St.
Suite 204
Wilmington, NC 28411
Get Directions

Monday–Thursday: 8am–4pm
Friday: By Appointment